> ## Documentation Index
> Fetch the complete documentation index at: https://docs.matocard.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Your credit record

> A public page anyone can check, with nothing personal on it.

Every Matocard account has a public record at `/verify/<account>`. Share the link with anyone who needs to check your history: a lender, a landlord, a bank back home.

<Frame caption="Public record in the Matocard app. Placeholder until the app ships.">
  <img src="https://mintcdn.com/coma/t5WeW3zv04v_DZPl/images/placeholders/record.svg?fit=max&auto=format&n=t5WeW3zv04v_DZPl&q=85&s=210a7fa1f43ea7eddc719753d94f7c1c" alt="Public record screen (placeholder)" style={{ maxWidth: "280px" }} width="390" height="800" data-path="images/placeholders/record.svg" />
</Frame>

## What it shows

| | |
| - | - |
| Score | 0 to 100 |
| Collateral ratio | What a new limit would need |
| Cycles | How many, how many repaid, each with its dates, peak and outcome |
| Proof | A link to the opening and closing transaction of every cycle on the Monad explorer |
| Status | Verified, and whether the account has ever defaulted |

## What it never shows

Your name, your document number, your balance, or who you sent money to.

## Why it can be trusted

The page reads the contract directly for the score and counts, and the [indexer](/developers/indexer) for the history. Each cycle links to its transactions, so the reader does not need to trust Matocard: they can check every figure on the explorer themselves.


This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.