Your credit record - Matocard

Every Matocard account has a public record at /verify/<account>. Share the link with anyone who needs to check your history: a lender, a landlord, a bank back home.

Public record screen (placeholder) — Public record in the Matocard app. Placeholder until the app ships.

What it shows


Score	0 to 100
Collateral ratio	What a new limit would need
Cycles	How many, how many repaid, each with its dates, peak and outcome
Proof	A link to the opening and closing transaction of every cycle on the Monad explorer
Status	Verified, and whether the account has ever defaulted

What it never shows

Your name, your document number, your balance, or who you sent money to.

Why it can be trusted

The page reads the contract directly for the score and counts, and the indexer for the history. Each cycle links to its transactions, so the reader does not need to trust Matocard: they can check every figure on the explorer themselves.